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PayPal AU Fee Calculator

Calculate PayPal Australia transaction fees

Last Updated: Dec 21, 2025

Business accounts for accepting payments from customers.

$AUD

Additional fees apply for international payments

4% for goods/services, 3% for other transactions

1% fee for card withdrawals (bank withdrawals are free)

Fee Breakdown
Transaction Amount$0.00
Fixed Fee-$0.30
Total PayPal Fees-$0.30
You Receive-$0.30
Effective Fee Rate0.00%

PayPal Australia fees vary based on account type and transaction type. International sending has a 5% fee capped between $0.99-$5.99 AUD.

Understanding PayPal Australia Fees

PayPal Australia charges fees for various types of transactions, including personal payments, donations, commercial transactions, and currency conversions.

PayPal Consumer Fees in Australia

  • Sending Money (Balance/Bank, Domestic): No fee
  • Sending Money (Card, Domestic): 2.60% + fixed fee
  • Sending Money (International): +5.00% (min $0.99, max $5.99 AUD)
  • Receiving Donations: 2.60% + fixed fee (+1.00% international)
  • QR Code Transactions: 1.20% (+1.00% international)

PayPal Merchant Fees in Australia

  • Commercial Transactions: 2.60% + $0.30 (+1.00% international)
  • Receiving Donations: 2.60% + $0.30 (+1.00% international)
  • QR Code Transactions: 1.20%
  • Charity Transactions: 1.10% + $0.30
  • Micropayments: 5.00% + $0.05 (6.00% international)
  • Advanced Credit/Debit Card: 1.75% + $0.30 (+1.85% international)
  • Virtual Terminal: 3.60% + $0.30 (+1.00% international)

Currency Conversion Fees

  • Goods & Services / Refunds / Sending: 4.00%
  • Other Transactions: 3.00%

Withdrawal Fees

  • Bank Account (AUD): Free
  • Card Withdrawal: 1.00%
  • US Bank Account: 3.00% (+ currency conversion)