PayPal UK Fee Calculator
Calculate PayPal UK transaction fees
Business accounts for accepting payments from customers.
3% above the base exchange rate
PayPal UK fees vary based on account type, transaction type, and destination. EEA transactions have lower international fees than other markets.
Understanding PayPal UK Fees
PayPal is a widely used payment platform for both personal and business transactions. Understanding the fees associated with different types of transactions is essential to avoid surprises.
PayPal Consumer Fees UK
For consumers, fees are generally lower or nonexistent for personal transactions:
- Buying with PayPal: No fee (currency conversion fees may apply)
- Sending to friends/family (Domestic): No fee
- Sending to friends/family (International): 5% (min £0.99, max £2.99)
- Receiving donations: 2.9% + fixed fee (+1.29% EEA, +1.99% other)
- QR Code (£10.01+): 1.5% + fixed fee
- QR Code (£10 and below): 2% + fixed fee
PayPal Merchant Fees UK
Merchants using PayPal to accept payments are subject to commercial transaction fees:
- Standard commercial transactions: 2.9% + £0.30
- Receiving donations: 2.9% + £0.30
- Charity transactions: 1.4% + £0.30
- Micropayments (under £5): 5% + £0.05 (6% internationally)
- Alternative Payment Method (APM): 1.2% + £0.30
- QR Code (£10.01+): 1.5% + £0.30
- QR Code (£10 and below): 2% + £0.30
International Transaction Fees
Additional fees apply for cross-border transactions:
- European Economic Area (EEA): +1.29%
- Other international markets: +1.99%
Currency Conversion Fees
PayPal charges a 3% currency conversion fee above the base exchange rate for transactions involving currency exchange. This is consistent across both consumer and merchant transactions.